A wholesale deal calculator helps real estate wholesalers determine the Maximum Allowable Offer (MAO) for a property, verify enough spread for your assignment fee, and confirm the deal works for your end buyer.
Deal Inputs
Profit as % of ARV. Most buyers want 15-25%.
How to Use the Wholesale Deal Calculator
Real estate wholesaling works by getting a property under contract below market value and assigning that contract to an investor for an assignment fee. The key is finding deals where there's enough spread between the ARV and the seller's price to accommodate repairs, buyer profit, and your fee. This wholesale deal calculator verifies whether a deal has enough room for everyone to win.
Step 1: Get the ARV Right
The After-Repair Value is the most important input. Pull 3-5 comparable sales from Zillow, Redfin, or ask an agent for MLS data. Use properties sold within 6 months, within 1 mile, and similar in size and condition. A wrong ARV kills deals — conservative is better when estimating.
Step 2: Estimate Repairs Accurately
Walk the property with a contractor or use a per-square-foot estimate ($20-$60/sq ft depending on condition). Include contingencies — add 15-20% buffer for hidden issues. Underestimating repairs is the fastest way to blow up a deal and lose buyers.
Step 3: Set Buyer Profit and Assignment Fee
Most cash buyers want to net 15-25% of ARV on a flip. Your assignment fee comes out of the spread. The calculator shows whether there's room for both. If the max contract price is close to or below what you'd need to pay the seller, the deal may not be workable.
Step 4: Verify the Numbers Work for Everyone
A wholesale deal works when: (1) you can get the property under contract at or below the max contract price, (2) the buyer still profits after buying at your contract price, and (3) your assignment fee is achievable. If any party's profit is squeezed, the deal falls apart at some stage.
FAQ
Is this wholesale deal calculator free?
Yes, completely free with no signup required. All calculations run locally in your browser.
Is my data safe?
Absolutely. All calculations run in your browser. Nothing is sent to any server.
What is real estate wholesaling?
Wholesaling is the practice of getting a property under contract at a price below market value, then assigning that contract to an end buyer (usually a fix-and-flip investor) for an assignment fee. The wholesaler never takes ownership of the property — they sell the right to purchase it.
What is a typical wholesale assignment fee?
Assignment fees typically range from $5,000 to $30,000 depending on the deal size and market. In hot markets or on larger properties, fees can exceed $50,000. The fee is negotiated between the wholesaler and end buyer and should still allow the buyer to profit at the agreed purchase price.
How do I find end buyers for wholesale deals?
Build a cash buyers list by attending local real estate investor meetups (REIAs), posting on BiggerPockets, reaching out to landlords through property records, networking with hard money lenders, and listing on wholesale marketplaces. Having an active buyers list before getting a property under contract is essential.
What happens if I can't find a buyer before closing?
If you can't assign the contract before closing, you either close with your own funds or risk losing your earnest money. This is why having a strong buyers list and realistic pricing is critical. Many contracts include assignment clauses and inspection contingencies to protect the wholesaler.