Business

Choose the Right Business Calculator

From pricing a product to analyzing a SaaS subscription model, the calculators on this page cover the quantitative questions that come up regularly when running or starting a business. Each section below groups tools by the type of decision they support.

Revenue and Pricing

If you need to figure out whether your product pricing is sustainable, start with the Profit Margin Calculator. It converts between gross margin percentage, markup percentage, and cost/revenue figures — useful when you need to verify that a quoted price actually covers your costs and delivers your target margin. For new products or business lines, the Break-Even Calculator shows exactly how many units you need to sell (or what revenue level you need to hit) before fixed costs are covered. Understanding your break-even point also tells you how much pricing cushion you have before a promotion or discount pushes you into unprofitability.

Freelancers and contractors often underprice their work. The Freelancer Rate Calculator builds a market rate from your target income, billable hours, and business expenses — showing what you actually need to charge to hit your income goal after taxes and overhead. The Freelance Fees Calculator handles the payment processor and platform fee math so you can quote clients net amounts accurately. For contractors who purchase materials and resell them, the Contractor Markup Calculator shows what markup percentage to apply. If you pay commissions, the Sales Commission Calculator handles flat rate, tiered, and split commission structures. Bars and restaurants can check beverage profitability with the Pour Cost Calculator, which computes cost percentage by drink. See all tools and guides in the Revenue & Pricing hub.

Business Finance and Planning

Early-stage companies burning through cash can use the Startup Runway Calculator to see how many months of operating expenses their current cash covers at different burn rates. Before negotiating a valuation in a fundraising round, the Business Valuation Calculator applies common methods (revenue multiples, EBITDA multiples) to give a rough range. When building out a team, the Employee Cost Calculator shows the true cost of an employee beyond base salary — including payroll taxes, benefits, equipment, and overhead, which typically runs 1.25–1.4x salary. This number matters when comparing fully-burdened headcount cost against outsourcing or contractor alternatives.

If your business runs a profit-sharing program, the Profit Sharing Calculator splits the pool according to your chosen formula. For personal budgeting alongside business income, the 50/30/20 Budget Calculator allocates take-home pay into needs, wants, and savings buckets. Businesses that accrue employee PTO can verify their liability with the PTO Accrual Calculator — useful for balance sheet accruals and planning coverage gaps. Teams considering adding AI tools to their workflow can estimate the return with the AI ROI Calculator, which compares time savings and cost reduction against subscription cost. See all tools and guides in the Business Finance & Planning hub.

E-Commerce and Import

If you sell on Amazon, the Amazon FBA Calculator estimates net profit after referral fees, fulfillment fees, and storage costs — critical for understanding whether a product is actually viable before sourcing inventory. Etsy sellers can run the same type of analysis with the Etsy Calculator, which factors in listing fees, transaction fees, and Etsy Ads cost per click. For businesses importing goods into the EU, the EU Customs Duty Calculator estimates duty and VAT at the border by HS code and country of origin. The Import Duty Estimator covers US import scenarios, and the Landed Cost Calculator adds freight, insurance, and handling to get your true delivered cost.

With recent US tariff changes, the Tariff Calculator helps importers estimate the duty impact on a specific product, and the Tariff Price Impact Calculator shows how much of a cost increase you'd need to pass on to maintain margin. These tools are particularly useful when renegotiating supplier contracts or evaluating whether to shift sourcing to a different country. See all tools and guides in the E-Commerce & Import hub.

SaaS and Digital Business

SaaS founders tracking growth need to monitor the key metrics that drive business health. The SaaS Metrics Calculator computes MRR, ARR, churn rate, and growth rate from your subscription data. The Customer LTV Calculator estimates lifetime value based on average revenue per user, churn rate, and gross margin — and compares it against customer acquisition cost to check unit economics. If LTV/CAC is below 3:1, the business is likely not sustainable at scale without improving retention or reducing acquisition cost.

The Subscription Audit Calculator is useful for businesses reviewing their own software spend — enter all your SaaS subscriptions and it totals monthly and annual cost, which often surprises teams that have accumulated tools over time. For hiring decisions where you're choosing between a full-time W-2 employee and a 1099 contractor, the 1099 vs W-2 Calculator compares total cost including taxes and benefits. Employees with equity compensation can understand their option value with the Stock Options Calculator, which models vesting schedules and estimated value at different company valuations. Businesses that invoice clients can generate professional PDF invoices with the Invoice Generator, and the IBAN Validator helps verify international bank account numbers before sending wire transfers. See all tools and guides in the SaaS & Digital Business hub.