A Terms & Conditions agreement sets the rules for using your website, app, or service. It limits your liability, protects your intellectual property, and establishes the legal relationship between your business and your users. Answer the questions below to generate a customized T&C document.
Business Information
Sections to Include
Generated Document
Fill in your details and click "Generate" to create your Terms & Conditions
How to Use the Terms & Conditions Generator
A well-written Terms & Conditions agreement protects your business from legal liability, establishes the rules users must follow, and sets expectations about payments, refunds, and dispute resolution. This generator creates a complete T&C document in under two minutes.
Step 1: Enter Your Business Information
Start with your company name, website URL, and contact email. These appear throughout the document wherever your business is referenced. Adding a governing law jurisdiction (e.g., "State of New York, USA") ensures the document specifies which laws apply — important for dispute resolution.
Step 2: Select Relevant Sections
Toggle on the sections that apply to your business. Most websites need User Accounts, Intellectual Property, Privacy & Cookies, Limitation of Liability, and Governing Law. If you sell products or subscriptions, enable Payment Terms. Each section generates legally-informed language for that topic.
Step 3: Configure Section Options
Each section has configurable options. For User Accounts, choose the minimum age requirement (18 is standard; use 13 for COPPA compliance for US children's services). For Payment Terms, select your refund policy. For Privacy, link to your separate Privacy Policy if you have one.
Step 4: Generate and Download
Click "Generate Terms & Conditions" to create your document. You can Copy Text for plain text, Copy HTML for a pre-formatted version, or Download TXT to save the file. Paste into Google Docs or Microsoft Word for further editing, then publish to your website at a permanent URL like /terms or /terms-of-service.
What Makes a T&C Enforceable?
For Terms & Conditions to be enforceable, users must have notice and opportunity to review them. The most reliable method is a checkbox at signup: "I agree to the Terms of Service." Browsewrap agreements (just a footer link) are harder to enforce. Always include an effective date and notify users of material changes via email or in-app notice.
FAQ
Is this Terms & Conditions generator free?
Yes, completely free with no signup required. You answer a short questionnaire about your business and instantly get a full Terms & Conditions document you can copy, download, or edit further. All processing happens in your browser.
Is the generated Terms & Conditions legally binding?
This tool generates a template based on common T&C provisions. For a T&C to be legally binding, it must be properly presented to users (typically a checkbox or clear notice at signup/checkout). The document itself is a solid starting point, but we strongly recommend having an attorney review it before use, especially for high-risk businesses.
What is the difference between Terms & Conditions and a Privacy Policy?
Terms & Conditions govern the rules users must follow when using your service — covering things like acceptable use, payment terms, and dispute resolution. A Privacy Policy describes how you collect, use, and share personal data. Most websites need both documents, and they serve different legal purposes.
Do I need Terms & Conditions for my website?
While not legally required in most jurisdictions, Terms & Conditions protect your business by limiting liability, setting usage rules, specifying governing law, and establishing what happens in disputes. E-commerce sites, SaaS products, mobile apps, and subscription services especially benefit from clear T&C agreements.
Can I use this T&C for an e-commerce store?
Yes. Enable the Payment Terms section in the questionnaire to include refund policies, payment method clauses, and subscription auto-renewal language. For high-volume e-commerce, an attorney review is recommended to ensure compliance with consumer protection laws in your jurisdiction.
How do I download the Terms & Conditions?
After generating your document, use the Download as TXT button to save a plain-text version, or Copy as HTML to paste the formatted version into your website. You can also copy the plain text and paste it into Google Docs or Word for further editing.
How often should I update my Terms & Conditions?
Review your T&C at least annually and whenever you significantly change your service, add new features, or change pricing. Always notify users of material changes — this is both good practice and legally required in many jurisdictions. Include an effective date so users know when the terms were last updated.